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Halloween is upon us again! And for me, it’ll be my first sober Halloween in, well… I can’t tell you how long. Probably sometime in high school, for anyone who likes to do math, that’s somewhere around 1989. Sh*t, I’m old!
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Yesterday I successfully navigated a minefield of wafting pot clouds. I passed up pipes as they were passed around. And I steered clear of the abundant imported beers. Win. Win. And WIN.
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According to the National Endowment for Financial Education, 70% of lottery winners or people who receive large windfalls end up broke in a few short years. This generally takes less than five years on average. 30% will declare bankruptcy aka – go broke.
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Dumping a mostly full, ice cold beer down the drain is something I’ve never done in my life. Six months ago, doing something like that was sacrilege!
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In some cases, receiving a windfall can be life changing, but before you rush out and buy your new dream house or Ferrari, there are a few simple, yet powerful, steps you can take that can ensure you make the right financial decisions. Afterall, you don’t want to end up as another Rags to Riches to Rags statistic.